MoneyMatter Your finances. Your server. Zero data harvesting.
Free, open-source budget tracking that respects your privacy. Self-host for complete control, or use our cloud — either way, your data is never sold or shared.
Early adopter perk: Shape the roadmap with your feedback
Why MoneyMatter?
Not all budget apps are created equal.
Core Features
Everything you need to manage your money, nothing you don't.
Bank Connections
Connect your bank accounts to auto-sync transactions. Currently supports Monobank with more integrations coming.
AI Categorization
AI learns your spending patterns. Categorize once, automate forever. No more manual sorting.
Custom Categories
Organize spending your way with unlimited custom categories. No forced structure — your system, your rules.
Budgeting
Set budgets, track progress, stay on target. Visual feedback helps you stick to your spending goals.
Import from Anywhere
Import CSV, bank statements, or use AI to parse any format. Switch from other apps without losing history.
AI Integration New
Connect Claude, ChatGPT, or any AI via MCP. Ask complex questions about your finances and automate analysis.
Portfolio Tracking Beta
Track investments alongside your budget. Monitor performance, gains, and allocation in one place.
Multi-Currency
Track accounts in any currency with automatic exchange rates. Perfect for travel or international life.
And Many More
Tags & notes, recurring transactions, detailed analytics, dark mode, mobile-friendly, data export, and more.
Your finances, AI-ready
Connect Claude, ChatGPT, or any MCP-compatible AI directly to your financial data. Ask questions the UI can't answer and automate analysis with agents.
Ask complex questions
Go beyond dashboards. Let AI cross-reference, compare, and reason across your entire financial history.
“Compare my dining out this month to my 3-month average”
“Which of my subscriptions have increased in the past 6 months?”
“I want to save $500/month — analyze my spending and suggest where to realistically cut”
Automate with AI agents
Use OpenClaw, Claude, or any agent framework to run financial analyses on a schedule — no manual work needed.
Weekly spending digest
Get a breakdown of your week's spending every Monday morning
Anomaly detection
Automatically flag unusual transactions or spending spikes
Monthly budget health check
Automated review with saving recommendations and goal tracking
Two ways to use MoneyMatter
Maximum privacy with self-hosting, or quick start with our cloud. Either way, your data is never sold.
Self-Hosted
Your server, your data
- We never see your data
- Deploy with Docker in minutes
- Full control over backups & updates
- Audit the open source code
Cloud Hosted
Quick start, still private
- No setup required
- Data never sold or shared
- Export all your data anytime
- Switch to self-hosted whenever
Ready to own your financial data?
Join early adopters building better money habits without sacrificing privacy.